Personal Lines


Affinity specialises in delegated authorities for standard and non-standard UK residential property and specialist lines.


UK Household


  • Mid net worth household on an ‘all risks’ wording
  • Standard household on a ‘perils and accidental damage’ wording
  • Residential property owners
  • Thatched
  • Non-standard (distressed risks, previously underpinned properties, areas exposed to flooding, clients with criminal convictions, unbalanced sums insured)


Specialist lines


  • Musical Instruments
  • Philatelics

Affinity joined OIM Underwriting in June 2012 and were up until then underwriting the largest UK Household portfolio at Lloyd’s - being responsible for managing in excess of £100m gross premium income.

We believe that we have established, and subsequently maintained our leading London market position by following a simple philosophy: we offer flexibility and service, combined with a sound underwriting judgment in developing products tailored to our clients.

In practice this means we work closely with all our brokers, coverholders and clients to ensure that they have all the underwriting tools they require to compete within their chosen market. We adopt a team approach thus ensuring that there is always someone available who understands each client’s account and can give support and guidance on queries, underwriting matters and claims.

Affinity is interested in UK scheme business generating over £250k of annual GPI; please contact us to discuss possible opportunities.


  • Andrew Booth
    Andrew Booth
    Development Underwriting Director

    T: +44 20 3178 8261